OK, here’s where we get serious. Hobnail requires that all trekkers purchase trip/medical insurance that includes helicopter evacuation and covers you for trekking at high altitudes. Emergency medical (helicopter) evacuation coverage should be a minimum of $500,000. In addition, you should have coverage for repatriation of remains, trip cancellation (coverage at least as much as the total trek cost), medical, delayed/cancelled flights, and baggage coverage.
Should you have to cancel your trek because of illness, injury or death to you or an immediate family member, travel insurance may protect your deposits and payments for both air and trek costs. Hobnail Trekking recommends the EXPLORER policy through World Nomads. A link to this provider is below.
Whichever company you choose for insurance, you should ensure that the policy meets your individual needs. Hobnail Trekking will require that you provide a copy of the card (or whatever is provided in its place) approximately 75 days prior to departure. If you also have primary medical insurance through your (or a family member’s) employer, you will also be required to provide Hobnail a copy of that card 75 days prior to departure.
Hobnail recommends that you purchase insurance as soon as you place a deposit on a trek. You should review the policy details on any insurance carefully and determine whether it is sufficient to meet your trip and medical needs during the trek. Some providers cover pre-existing conditions if the policy is purchased within a few days of making a deposit on your trek. Policies vary, so read them carefully before selecting one. All make sense?